With the cost of vehicle repair bills high, it’s important that you have the right financial protection in the event your car breaks down. This is where extended auto warranties in New York come in handy. With these warranties, you can choose the protection you want so you don’t have to pay for all expenses out of pocket.
Here’s How the Coverage Works
As your vehicle ages, it becomes more susceptible to break down. While the vehicle manufacturer offers a warranty, typically, it’s only for an introductory period such as three years or 36,000 miles, whichever comes first. When this coverage expires, if your car breaks down you will be responsible for the costs, which can be substantial. Vehicle service contracts extend your protection after your manufacturer’s warranties expire, so you have protection in case a breakdown occurs.
Each provider offers different plans, which gives you the choice to select the most suitable one for you. The full service plans are the ones that give you the most comprehensive benefits. With the full service plan, it can cover vehicle components such as your transmission, electrical systems and your engine parts. Along with this protection, you receive great benefits such as roadside assistance, towing and car rental if your vehicle breakdowns. Combined, this can help you save much money if you have to use the policy as opposed to paying out of pocket.
Meanwhile, you can select basic packages that may be more budget friendly. With these, they cover major components in your vehicle such as your drive train, engine and transmission. While they are not as comprehensive as the full service plans, they still give you a high level of protection in the event of a breakdown.
Get an Extended Auto Warranty With Us
To qualify for an extended car warranty in New York, your vehicle needs to fall under the basic eligibility requirements. For example, some companies will only offer you the full service policy if your vehicle is 15 years old or newer and has less than 100,000 miles.
Before selecting a plan, it’s important to understand what coverage you receive. Most plans include a list of the parts covered under your warranty as well as where you can take your vehicle to receive service. As part of the agreement, it will include whether a deductible applies. A deductible is where you have to pay a certain amount before the coverage kicks in.
To use your extended auto warranty, be sure you are familiar with where you can take the vehicle for service. If you can take your vehicle anywhere, when you get to the shop show them your service agreement and pay the deductible if one applies. From there, they’ll handle the rest. As you can see, having an extended auto warranty is a great way to give you financial protection in the event a breakdown occurs.
To learn how much a policy will cost, be sure to use our online quote form. Once you submit the information, you’ll receive the results with the most appropriate plans for you from the best policy providers in the country.